YOUR TEAM
Kimberly Andrascik
Kimberly Andrascik
Managing Member
Publications and Lectures
Five Practical Tips to Keep All Eyes on the Loan Closing and Not on the Hedge
Hedging Your Risks: Loan Level Interest Rate Cap Protection
Recognition
Recognized in the UK’s Times Online as a Future Star of America
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Stephanie Tita
Stephanie Tita
Member
Experience and Background
Stephanie M. Tita is a member of Andrascik & Tita LLC.
Her practice is focused in the areas of real estate finance and securitization. She has experience in representing issuers, underwriters, master servicers, special servicers, loan sellers, rating agencies, lenders and investors in transactions involving CMBS, RMBS, ABS and CDO securitization, whole business securitization, mezzanine financing, warehouse financing, senior, subordinate and pari passu debt financing transactions and post-closing modifications. Ms. Tita also represents lenders in connection with the origination of commercial mortgage loans. Prior to becoming a member of Andrascik & Tita LLC, Ms. Tita was a partner at the law firm Dechert LLP in the firm's finance and real estate group in New York.
Bar Admissions
Ms. Tita is a member of the New York, Pennsylvania and Delaware bars.
Education
Ms. Tita is a graduate of Moravian College (B.A., 1996) and Villanova University School of Law (J.D., Cum Laude, 2000).
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Barbara A Forte
Barbara A Forte
Member
Experience and Background
Barbara A. Forte is a member of Andrascik & Tita LLC. With close to thirty years of experience in commercial lending and finance, first as a banker and then as a practicing attorney, her practice is focused primarily in the area of real estate and commercial finance. Ms. Forte represents lenders and borrowers nationally, in both bilateral and syndicated transactions, in structuring, documenting and originating complex commercial and real estate financings as well as in loan workouts and restructurings. Ms. Forte has extensive experience in the area of construction lending as well as acquisition, development and term loan financing in a wide variety of asset classes, including multifamily developments, retail and office properties, mixed use projects and industrial buildings. Ms. Forte also represents her commercial lending clients in secured and unsecured term loans, revolving lines of credit and other commercial credit facilities.
Prior to becoming a member of Andrascik & Tita LLC, Ms. Forte was a shareholder at the law firm Buchanan Ingersoll & Rooney PC in the firm’s financial institutions, real estate and bankruptcy practice in Philadelphia.
Bar Admissions
Ms. Forte is a member of the Pennsylvania bar.
Education
Ms. Forte is a graduate of the University of Pennsylvania (B.A., 1991) and Temple University School of Law (J.D., Magna Cum Laude, 2002).
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Miriam Schneider
Miriam Schneider
Senior Counsel
Experience and Background
Miriam Schneider is senior counsel with Andrascik & Tita LLC. She has worked on a variety of matters focused on real estate finance and the representation of institutional lenders. Ms. Schneider has handled all aspects of commercial real estate lending for institutional lenders, including originations, complex syndications, sales, and modifications. Ms. Schneider has also represented a national rating agency and multiple servicers in connection with the issuance of commercial mortgage-backed securities and securitized loan modifications including assumptions, borrower and collateral substitutions, equity transfers and restructurings, mezzanine debt, participations and note splits. Ms. Schneider was previously an attorney in the Hartford office of the law firm Dechert LLP in the finance and real estate group.
Bar Admissions
Ms. Schneider is a member of the Connecticut bar and the New York bar.
Education
Ms. Schneider is a graduate of the University of Pennsylvania (B.A., 1993) and New York University School of Law (J.D., 1997).
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Keith Armstrong
Keith Armstrong
Senior Counsel
Experience and Background
Keith ArmstrongKeith E. Armstrong is senior counsel with Andrascik & Tita LLC. He has a wide array of legal and business experience in commercial real estate. Following a federal clerkship, Mr. Armstrong began his legal career as an associate at Dechert LLP, representing lenders, borrowers, servicers, special servicers and a rating agency in a wide array of transactions, including mortgage and mezzanine loan originations, workouts, securitizations, loan modifications, and defeasance transactions. When Mr. Armstrong left Dechert, he spent four years in the transaction management group of Capmark Finance (f/k/a GMAC Commercial Mortgage), eventually co-heading that group, where he negotiated the origination and disposition of billions of dollars of commercial mortgage and mezzanine loans for securitization and balance sheet hold, including loan sale, co-lender and intercreditor agreements. Mr. Armstrong spent another four-and-a-half years at Capmark working out more than a half-billion dollars of loans in forbearance, discounted payoff and deed-in-lieu of foreclosure scenarios, also foreclosing on, and disposing of, REO properties, including a variety of litigation and bankruptcy scenarios.
Mr. Armstrong continues to focus his career on serving his clients in a broad range of commercial mortgage loan matters, including originating and purchasing syndication interests in commercial mortgage loans. He also represents his clients in servicing and special servicing matters related to commercial mortgage and single-family residential mortgage loans. Additionally, Mr. Armstrong represents a nationally recognized statistical rating agency in securitization issuance and surveillance matters.
Bar Admissions
Mr. Armstrong is a member of the Colorado, Pennsylvania and New Jersey bars.
Education
Mr. Armstrong is a graduate of The College of New Jersey (B.S., Magna Cum Laude, 1994) and Rutgers University School of Law Camden (J.D., High Honors, 2000).
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Christine Cardi
Christine Cardi
Counsel
Ms. Cardi’s work history also includes practicing at the law firm Dechert LLP in the finance and real estate group in Philadelphia, Pennsylvania. Ms. Cardi has served as Treasurer for the largest county in New Jersey and has held other professional designations that include Compliance Officer and Chief Financial Officer in government. Ms. Cardi is also a licensed Certified Public Accountant with management and technical experience working in both public and private practice.
Bar Admissions
Ms. Cardi is a member of the Pennsylvania bar and New Jersey bar.
Education
Ms. Cardi is a graduate of the Pennsylvania State University (B.S., 1989) and Rutgers University School of Law, Camden (J.D., Cum Laude, 2006)
Certified Public Accountant (1995)
Bi-Lingual Certification, Goethe Institute, New York (1986)
Other
Adjunct Professor, Rowan College
Presenter to Entrepreneurship Legal Clinic, University of Pennsylvania Law School
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[email protected]
William Cathell
William Cathell
Attorney
Experience and Background
William Cathell is an attorney with Andrascik & Tita LLC.
He has practiced in various areas of law including real estate, contracts and business transactions. He represents master servicers, special servicers, lenders and investors in transactions involving various types of assets. Mr. Cathell also represents lenders in connection with the origination of mortgage loans. Prior to becoming an attorney with Andrascik & Tita LLC, Mr. Cathell was a senior associate at the law firm of Williams, Moore, Shockley & Harrison, L.L.P.
Bar Admissions
Mr. Cathell is a member of the Maryland bar.
Education
Mr. Cathell is a graduate of the University of Maryland, College Park (B.A., 1996) and University of Baltimore School of Law (J.D., 2007).
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Melissa Yost
Melissa Yost
Paralegal
Experience and Background
Melissa Yost is a paralegal with Andrascik & Tita LLC. Her practice is focused in the area of title and survey review. She has experience in legal research and document preparation. Prior to joining Andrascik & Tita LLC, Ms. Yost specialized in risk assessment, document review and insurance regulations in her role as an underwriter for a leading life insurance provider.
Education
Ms. Yost graduated from DeSales University with a BA in pre law/criminal justice and received a paralegal certificate from Perdue University.
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Ashley Andrascik
Ashley Andrascik
Paralegal
Experience and Background
Ashley Andrascik is a paralegal with Andrascik & Tita LLC. Her practice is focused in the areas of real estate finance and securitization. She has experience in defeasance transactions, legal research and preparation of various documents. Prior to joining Andrascik & Tita LLC, Ms. Andrascik engaged in management, documentation completion and review, training and oversight while serving as a registered nurse at a major health service provider.
Education
Ms. Andrascik received a paralegal certificate from the University of Delaware, Dover. Ms. Andrascik graduated from Harrisburg Area Community College in 2007 as a registered nurse.
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Pamela J Griffen
Pamela J. Griffen
Paralegal
Experience and Background
Pamela J. Griffen has more than thirty years of paralegal experience in a wide variety of legal settings. Her practice is focused primarily in the areas of title and survey review and real estate finance. She also has experience in corporate matters, due diligence review and document preparation. Prior to joining Andrascik & Tita LLC, Ms. Griffen was a paralegal at a law firm in Philadelphia, working on complex commercial mortgage loan and other secured and unsecured financial transactions on both the lender and borrower side, as well as assisting in a wide range of corporate and healthcare financing and other matters involving asset acquisition and disposition.
Ms. Griffen graduated from Thomas Edison State College with a BA in Social Sciences and History.
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